Free calculators, eligibility checks, and trusted external resources to help you understand your homebuying numbers before you talk to a lender.
All calculations run privately in your browser. Nothing you type is sent to us or stored anywhere.
A quick estimate based on your gross income, debts, and down payment using the standard 28% front-end debt-to-income rule of thumb.
For informational purposes only. Actual qualification depends on credit, employment history, full DTI ratio (typically 36-43%), and lender underwriting criteria. Talk to a licensed lender for personalized guidance.
Estimate your full PITI payment (Principal, Interest, Taxes, Insurance) on a specific home price.
Excludes private mortgage insurance (PMI), HOA dues, flood insurance, and other situation-specific costs. Your actual payment will vary based on loan type and lender.
Trusted external resources for the parts of homebuying that need official data or expert guidance.
A 60-second self-check to see whether you may qualify for our DPA program.
Take the check →One-on-one pre-purchase counseling, often free, from HUD-approved agencies in your area.
Find a counselor →By federal law, you're entitled to one free credit report per year from each of the three major bureaus. AnnualCreditReport.com is the only official source.
Visit AnnualCreditReport →Plain-English articles on credit, down payments, DPA programs, and the theological foundations of housing justice.
Browse posts →Federal homebuyer education materials, sample forms (Loan Estimate, Closing Disclosure), and how to file complaints against bad-actor lenders.
Visit CFPB →